.page-terms-conditions {
  color: #333333;
  font-family: 'Arial', sans-serif;
  line-height: 1.6;
  background-color: #f8f8f8;
}

.page-terms-conditions__hero-section {
  position: relative;
  padding: 80px 20px;
  padding-top: var(--header-offset, 120px); /* Adjust for fixed header */
  background-color: #002060; /* Main brand color */
  color: #ffffff;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.page-terms-conditions__hero-image {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.3; /* Subtle overlay */
  z-index: 0;
}

.page-terms-conditions__hero-content {
  position: relative;
  z-index: 1;
  max-width: 900px;
  margin: 0 auto;
}

.page-terms-conditions__main-title {
  font-size: 3em;
  margin-bottom: 20px;
  color: #FFD700; /* Accent color for title */
  text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.5);
}

.page-terms-conditions__subtitle {
  font-size: 1.2em;
  margin-bottom: 30px;
  max-width: 700px;
  line-height: 1.5;
  color: #f0f0f0;
}

.page-terms-conditions__btn-primary {
  display: inline-block;
  background-color: #FFD700; /* Accent color */
  color: #002060;
  padding: 15px 30px;
  border-radius: 5px;
  text-decoration: none;
  font-weight: bold;
  transition: background-color 0.3s ease, transform 0.3s ease;
  border: none;
}

.page-terms-conditions__btn-primary:hover {
  background-color: #e6c200;
  transform: translateY(-2px);
}

.page-terms-conditions__content-area {
  max-width: 1200px;
  margin: 0 auto;
  padding: 40px 20px;
  background-color: #ffffff; /* Light background for main content */
  box-shadow: 0 0 15px rgba(0, 0, 0, 0.05);
  border-radius: 8px;
  transform: translateY(-40px); /* Overlap with hero section */
  position: relative;
  z-index: 2;
}

.page-terms-conditions__container {
  max-width: 900px;
  margin: 0 auto;
}

.page-terms-conditions__section-title {
  font-size: 2em;
  color: #002060; /* Main brand color */
  margin-top: 40px;
  margin-bottom: 20px;
  border-bottom: 2px solid #FFD700;
  padding-bottom: 10px;
}

.page-terms-conditions__text-block {
  margin-bottom: 20px;
  font-size: 1.1em;
  line-height: 1.7;
  color: #333333;
}

.page-terms-conditions__list {
  list-style: disc;
  margin-left: 25px;
  margin-bottom: 20px;
  color: #333333;
}

.page-terms-conditions__list-item {
  margin-bottom: 10px;
  font-size: 1.05em;
}

.page-terms-conditions__text-link {
  color: #002060;
  text-decoration: underline;
  font-weight: bold;
}

.page-terms-conditions__text-link:hover {
  color: #FFD700;
}

.page-terms-conditions__image-content {
  width: 100%;
  height: auto;
  border-radius: 8px;
  margin: 30px 0;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
  display: block;
}

.page-terms-conditions__cta-section {
  background-color: #002060;
  color: #ffffff;
  padding: 40px;
  border-radius: 8px;
  text-align: center;
  margin-top: 50px;
}

.page-terms-conditions__cta-title {
  font-size: 2.2em;
  color: #FFD700;
  margin-bottom: 15px;
}

.page-terms-conditions__cta-description {
  font-size: 1.1em;
  margin-bottom: 30px;
}

.page-terms-conditions__button-group {
  display: flex;
  justify-content: center;
  gap: 20px;
}

.page-terms-conditions__btn-secondary {
  display: inline-block;
  background-color: transparent;
  color: #FFD700;
  padding: 15px 30px;
  border-radius: 5px;
  text-decoration: none;
  font-weight: bold;
  border: 2px solid #FFD700;
  transition: background-color 0.3s ease, color 0.3s ease, transform 0.3s ease;
}

.page-terms-conditions__btn-secondary:hover {
  background-color: #FFD700;
  color: #002060;
  transform: translateY(-2px);
}

/* FAQ Section */
.page-terms-conditions__faq-section {
  margin-top: 60px;
  padding-top: 20px;
  border-top: 1px solid #eee;
}

.page-terms-conditions__faq-item {
  margin-bottom: 15px;
  border: 1px solid #e0e0e0;
  border-radius: 5px;
  overflow: hidden;
}

.page-terms-conditions__faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 15px 20px;
  background-color: #f5f5f5;
  cursor: pointer;
  transition: background-color 0.3s ease;
}

.page-terms-conditions__faq-question:hover {
  background-color: #e9e9e9;
}

.page-terms-conditions__faq-heading {
  margin: 0;
  font-size: 1.2em;
  color: #002060;
}

.page-terms-conditions__faq-toggle {
  font-size: 1.5em;
  font-weight: bold;
  color: #002060;
  transition: transform 0.3s ease;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-toggle {
  transform: rotate(45deg);
}

.page-terms-conditions__faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 20px;
  transition: max-height 0.3s ease, padding 0.3s ease;
  background-color: #ffffff;
  color: #333333;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
  max-height: 1000px !important; /* Sufficiently large to show content */
  padding: 15px 20px;
}

/* Responsive Design */
@media (max-width: 1024px) {
  .page-terms-conditions__main-title {
    font-size: 2.5em;
  }

  .page-terms-conditions__subtitle {
    font-size: 1.1em;
  }

  .page-terms-conditions__section-title {
    font-size: 1.8em;
  }
}

@media (max-width: 768px) {
  .page-terms-conditions {
    font-size: 16px;
    line-height: 1.6;
  }

  .page-terms-conditions__hero-section {
    padding: 60px 15px;
    padding-top: var(--header-offset, 120px) !important;
  }

  .page-terms-conditions__main-title {
    font-size: 2em;
  }

  .page-terms-conditions__subtitle {
    font-size: 1em;
  }

  .page-terms-conditions__content-area {
    padding: 20px 15px;
    transform: translateY(-20px);
  }

  .page-terms-conditions__section-title {
    font-size: 1.5em;
    margin-top: 30px;
  }

  .page-terms-conditions__text-block, 
  .page-terms-conditions__list-item {
    font-size: 1em;
  }

  .page-terms-conditions__image-content {
    max-width: 100% !important;
    width: 100% !important;
    height: auto !important;
    display: block !important;
    margin: 20px 0;
  }

  .page-terms-conditions__cta-section {
    padding: 30px 15px;
    margin-top: 30px;
  }

  .page-terms-conditions__cta-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__button-group {
    flex-direction: column;
    gap: 15px;
  }

  .page-terms-conditions__btn-primary,
  .page-terms-conditions__btn-secondary {
    max-width: 100% !important;
    width: 100% !important;
    box-sizing: border-box !important;
    white-space: normal !important;
    word-wrap: break-word !important;
    padding-left: 15px;
    padding-right: 15px;
  }

  .page-terms-conditions__faq-question {
    padding: 12px 15px;
  }

  .page-terms-conditions__faq-heading {
    font-size: 1.1em;
  }

  .page-terms-conditions__faq-answer {
    padding: 0 15px;
  }

  .page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
    padding: 15px 15px;
  }
}

@media (max-width: 480px) {
  .page-terms-conditions__main-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__hero-section {
    padding: 40px 10px;
    padding-top: var(--header-offset, 120px) !important;
  }

  .page-terms-conditions__subtitle {
    font-size: 0.9em;
  }

  .page-terms-conditions__section-title {
    font-size: 1.3em;
  }

  .page-terms-conditions__cta-title {
    font-size: 1.5em;
  }
}